/* Healthy Money Daily: warm paper, money green, editorial serif. */
:root{
  --bg:#F6F2E9;--card:#FFFDF8;--muted:#EDE7DA;--ink:#14201A;--ink2:#46534C;--ink3:#7F8A84;--rule:#DCD4C3;
  --green:#1F5B41;--green2:#2C7A55;--green-soft:#E3EDE4;--gold:#A8823A;--on-green:#F6F2E9;
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
  --shadow:0 12px 32px rgba(20,32,26,.08);
  --band-bg:#1F5B41;--band-ink:#F6F2E9;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){--bg:#101612;--card:#161E19;--muted:#1E2822;--ink:#ECEFE8;--ink2:#B4BEB7;--ink3:#7D8882;--rule:#2B3630;
    --green:#7CC59D;--green2:#93D3AF;--green-soft:#1B2A21;--gold:#D2AE63;--on-green:#0F1511;--shadow:0 12px 32px rgba(0,0,0,.4);--band-bg:#163A2A;--band-ink:#E8EFE9}
}
:root[data-theme="dark"]{--bg:#101612;--card:#161E19;--muted:#1E2822;--ink:#ECEFE8;--ink2:#B4BEB7;--ink3:#7D8882;--rule:#2B3630;
  --green:#7CC59D;--green2:#93D3AF;--green-soft:#1B2A21;--gold:#D2AE63;--on-green:#0F1511;--shadow:0 12px 32px rgba(0,0,0,.4);--band-bg:#163A2A;--band-ink:#E8EFE9}

*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:18px;line-height:1.65;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--green);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--green2)}
h1,h2,h3,.serif{font-family:var(--serif);font-weight:600;letter-spacing:-.015em;line-height:1.1;color:var(--ink)}
h1{font-size:clamp(2.5rem,6.4vw,4.6rem)}
h2{font-size:clamp(1.8rem,3.8vw,2.6rem)}
h3{font-size:1.4rem}
p{margin-bottom:1rem}
.wrap{max-width:1140px;margin:0 auto;padding:0 16px}
.narrow{max-width:740px;margin:0 auto;padding:0 16px}
.kicker{font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--green);margin-bottom:1rem}
.lead{font-size:clamp(1.15rem,2.2vw,1.35rem);color:var(--ink2);line-height:1.55;max-width:38rem}
.rule{border:0;border-top:1px solid var(--rule);margin:0}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.8rem 1.35rem;border-radius:999px;font-weight:600;font-size:.95rem;text-decoration:none;border:1.5px solid transparent;white-space:nowrap;transition:transform .15s,background .15s}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-green{background:var(--green);color:var(--on-green)}
.btn-green:hover{background:var(--green2);color:var(--on-green)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--rule)}
.btn-ghost:hover{border-color:var(--ink3);color:var(--ink)}
.btn svg{width:18px;height:18px;fill:currentColor}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 90%,transparent);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--rule)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:66px;gap:1rem}
.brand{display:flex;align-items:center;gap:.65rem;color:var(--ink);font-family:var(--serif);font-weight:600;font-size:1.3rem;text-decoration:none;letter-spacing:-.01em}
.brand:hover{color:var(--ink)}
.brand svg{width:32px;height:32px;flex-shrink:0}
.nav-links{display:flex;gap:1.6rem;align-items:center}
.nav-links a{color:var(--ink2);font-size:.95rem;font-weight:500;text-decoration:none}
.nav-links a:hover,.nav-links a[aria-current]{color:var(--ink)}
.nav-links .btn{color:var(--on-green);padding:.55rem 1.05rem;font-size:.88rem}
.nav-toggle{display:none;background:none;border:0;width:42px;height:42px;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.nav-toggle span{width:22px;height:2px;background:var(--ink);border-radius:2px;transition:.2s}
@media(max-width:760px){
  .nav-links{display:none;position:absolute;left:0;right:0;top:66px;background:var(--bg);border-bottom:1px solid var(--rule);flex-direction:column;align-items:stretch;padding:.4rem 16px 1rem;gap:0}
  .nav-links a{padding:.85rem 0;border-top:1px solid var(--rule);font-size:1.05rem}
  .nav-links .btn{margin-top:.7rem;border-top:0}
  .nav.open .nav-links{display:flex}
  .nav-toggle{display:flex}
  .nav.open .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .nav.open .nav-toggle span:nth-child(2){opacity:0}
  .nav.open .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
}

/* home */
.hero{padding:clamp(3rem,8vw,6.5rem) 0 clamp(2.5rem,6vw,4.5rem)}
.hero h1{max-width:15ch;margin-bottom:1.4rem}
.hero h1 em{font-style:italic;color:var(--green)}
.hero .actions{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:2rem}
.hero .fine{font-size:.85rem;color:var(--ink3);margin-top:1.2rem}
section{padding:clamp(2.8rem,6vw,4.8rem) 0}
.sec-head{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;flex-wrap:wrap;margin-bottom:1.6rem}
.sec-head a{font-size:.95rem;font-weight:600;text-decoration:none}

/* post lists (hairline, not cards) */
.posts{display:grid;gap:0;border-top:1px solid var(--ink)}
.post{display:grid;grid-template-columns:minmax(0,1fr) 240px;gap:2rem;padding:1.8rem 0;border-bottom:1px solid var(--rule);align-items:center}
.post .tag{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--gold);margin-bottom:.55rem;display:block}
.post h2,.post h3{font-size:clamp(1.45rem,2.8vw,2rem);margin-bottom:.55rem}
.post h2 a,.post h3 a{color:var(--ink);text-decoration:none}
.post h2 a:hover,.post h3 a:hover{color:var(--green)}
.post p{color:var(--ink2);margin-bottom:.6rem;font-size:1rem}
.post .meta{font-size:.85rem;color:var(--ink3)}
.post .thumb{display:block;border-radius:6px;overflow:hidden;border:1px solid var(--rule)}
@media(max-width:700px){.post{grid-template-columns:1fr;gap:1rem}.post .thumb{order:-1}}

.lanes{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--ink)}
.lane{padding:1.4rem 1.4rem 1.6rem 0;border-bottom:1px solid var(--rule)}
.lane+.lane{padding-left:1.4rem;border-left:1px solid var(--rule)}
.lane .n{font-family:var(--serif);font-size:2.4rem;color:var(--gold);line-height:1;margin-bottom:.8rem;font-style:italic}
.lane h3{font-size:1.3rem;margin-bottom:.5rem}
.lane p{font-size:.96rem;color:var(--ink2);margin:0}
@media(max-width:900px){.lanes{grid-template-columns:1fr 1fr}.lane:nth-child(3){padding-left:0;border-left:0}}
@media(max-width:560px){.lanes{grid-template-columns:1fr}.lane,.lane+.lane{padding-left:0;border-left:0}}

.band{background:var(--band-bg);color:var(--band-ink)}
.band h2,.band h3,.band strong{color:var(--band-ink)}
.band .kicker{color:color-mix(in srgb,var(--band-ink) 72%,transparent)}
.band-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:3rem;align-items:start}
.band p{color:color-mix(in srgb,var(--band-ink) 85%,transparent)}
.band .feat{list-style:none;border-top:1px solid color-mix(in srgb,var(--band-ink) 30%,transparent)}
.band .feat li{padding:1rem 0;border-bottom:1px solid color-mix(in srgb,var(--band-ink) 30%,transparent)}
.band .feat strong{display:block;font-family:var(--serif);font-size:1.25rem;font-weight:600;margin-bottom:.15rem}
.band .feat span{font-size:.95rem;color:color-mix(in srgb,var(--band-ink) 80%,transparent)}
.band .appline{display:flex;gap:1rem;align-items:center;margin:1.6rem 0}
.band .appline img{width:64px;height:64px;border-radius:15px}
.band .btn-light{background:var(--band-ink);color:var(--band-bg)}
.band .btn-light:hover{color:var(--band-bg)}
@media(max-width:820px){.band-grid{grid-template-columns:1fr;gap:1.6rem}}

.standards{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;border-top:1px solid var(--ink);padding-top:1.6rem}
.standards h3{font-size:1.25rem;margin-bottom:.4rem}
.standards p{font-size:.98rem;color:var(--ink2)}
@media(max-width:760px){.standards{grid-template-columns:1fr;gap:1rem}}

/* simple pages */
.page{padding:clamp(2.6rem,6vw,4.5rem) 0 4rem}
.page h1{font-size:clamp(2.3rem,5.5vw,3.6rem);margin-bottom:1.2rem}
.page h2{font-size:1.6rem;margin:2.4rem 0 .7rem}
.page p,.page li{color:var(--ink2)}
.page ul{margin:0 0 1.2rem 1.3rem}
.page li{margin-bottom:.45rem}
.updated{font-size:.88rem;color:var(--ink3);margin-bottom:2rem}

footer{border-top:1px solid var(--rule);padding:2.6rem 0 3rem;color:var(--ink2);font-size:.9rem}
footer .wrap{display:grid;gap:1.2rem}
footer .row{display:flex;flex-wrap:wrap;justify-content:space-between;gap:1rem 2rem;align-items:center}
footer nav{display:flex;flex-wrap:wrap;gap:.6rem 1.4rem}
footer a{color:var(--ink2);text-decoration:none}
footer a:hover{color:var(--ink)}
footer .disc{font-size:.8rem;color:var(--ink3);max-width:60rem;line-height:1.55}