About

A calm place to make sense of money news.

Healthy Money Daily explains what the money headlines mean for a regular household, and what you can do about them this week.

Who we are

Healthy Money Daily is written by Chris Hardaway and published by Hardaway Labs LLC, a small app company in the United States. Hardaway Labs also makes Budget Shield, an iPhone app that forecasts your next 30 days of bills and paychecks. We are not a bank, a broker or a registered investment adviser.

How we choose topics

We follow the news that reaches household budgets: Federal Reserve decisions, the monthly inflation and jobs reports, new tariffs, and big swings in prices. When one of those lands, we explain it within about a day. Between news days we write practical how-tos on budgeting, bills and saving.

Where our numbers come from

• Prices and inflation: the Bureau of Labor Statistics Consumer Price Index.
• Interest rates and household finances: the Federal Reserve, including its consumer credit and interest rate releases.
• Consumer rules and protections: the Consumer Financial Protection Bureau.
• Tariffs and other government actions: the Federal Register.
• Deposit rates: the FDIC national rates.

We write everything in our own words and link every source. If a number can't be traced to a source, it doesn't go in. When we mention market odds (for example, prediction-market odds on a Fed move), we label them as odds, not predictions.

How we make money

This blog is how people find Budget Shield, and some posts show how the app helps with the topic. We tell you when we're talking about our own app. We don't take payment from banks, card issuers or brokers to mention them.

Corrections

If we get something wrong, we fix it and note the change at the bottom of the post. Write to support@healthyonefinances.com.

Not advice

Everything here is general education. It isn't financial, investment, tax or legal advice for your situation. Read the disclaimer.